Most home owner's consider MORTGAGE PROTECTION INSURANCE, which includes life and disability insurance, to be the "GOOD INSURANCE" worth having and paying for. Despite this positive endorsement, many new home owners put off making what might be the most important insurance purchase they will ever make.
Unlike Home Owners Insurance; which protects against fire, storm damage, theft and provides general liability, MORTGAGE PROTECTION INSURANCE protects against financial loss which can result from a wage earner's death or disability and result in the LOSS OF YOUR HOME THROUGH FORECLOSURE.
If you or your family are unable to make your mortgage payments because of death or disability, YOU ARE AT RISK OF LOSING YOUR HOME TO FORECLOSURE unless you have purchased MORTGAGE PROTECTION INSURANCE. This is obtained from a representative licensed in your state. MORTGAGE SERVICES can provide you a quote of VERY AFFORDABLE RATES for this type of LOW COST TERM or DISABILITY insurance.
Be careful not to confuse what MORTGAGE SERVICES offers with Private Mortgage Insurance (PMI) (Click HERE for more information) which may be required by your lender as a condition of your loan. PMI ONLY protects your lender in the event you default on your loan. IT DOES NOT PROTECT YOU AGAINST:
- Loss of your home equity or down payment
No one wants to spend money if they don't have to, and most family's worry about what they can fit into their budget; however, ASK YOURSELF THESE QUESTIONS:
- What would your family be able to fit into their budget if one of the wage earners could no longer contribute their paycheck?
- Where would your family live if they lost their home?
- Would you be willing to invest about an hour's worth of your time, and each day's worth of pocket change so that your family will never have to discover the answers to the first two questions?
MORTGAGE PROTECTION INSURANCE is amazingly affordable and comes in many different forms that are available to, and within the budget of, almost every home owner. Many policies are available with NO MEDICAL EXAM and some are available with a COMPLETE RETURN OF PREMIUM.
Mortgage Services offers programs that include:
- RATES and INFORMATION by telephone
- EXTREMELY LOW RATES for those that qualify
- NO MEDICAL EXAM for those who qualify
- RETURN OF ALL PREMIUMS PAID AVAILABLE on select policies
- DISABILITY BENEFITS AVAILABLE - provides a cash benefit while you are disabled
- COMPLETELY PORTABLE - all policies may continue if you refinance or move
- UNEMPLOYMENT BENEFIT AVAILABLE on select policies
- ALMOST EVERY ONE ACCEPTED
or
Extremely low rates available ONLINE
Find out what the financial advisors are so excited about
How long could you pay your bills if you could not work?
No medical exams for most applicants. Instant approval available!
What every homeowner needs to know before buying mortgage protection insurance
